Questions? Contact the COSE Benefits Team at Medical Mutual at 440-878-5930 or

As of September 1, COSE is pleased to offer a new self-insured benefit option. Learn more in the video and from the link below, or contact our benefits team at  440-878-5930.

Learn more about MEWA health insurance options. 

COSE offers health insurance to the small business community through its partnership with Medical Mutual:

Choosing COSE for your Insurance Needs

The health insurance landscape has changed significantly in the past few years and small businesses are looking for guidance. Look to COSE to help you:

  • Savings

    Through its partnership with Medical Mutual of Ohio, COSE offers its members special pricing on group health insurance.
  • Information

    The COSE team provides consultation and advice on your health care options.
  • Advocacy

    COSE is your voice at the state and federal level as health care reform continues to evolve. COSE advocates on behalf of small businesses to ensure that health care reform does not unnecessarily burden Ohio’s small business owner.

Deciding to Insure your Employees

Many small businesses are unclear about whether or not to insure their employees. Take our quick quiz to determine suggested ways to approach insuring your employees. 

Staying Compliant

COSE is at the forefront of understanding health care reform and distilling the facts for its members. To learn more about health care reform, please visit one of these sections:

Wellness Programs

Medical Mutual provides a series of wellness programs to those COSE members enrolled in a Medical Mutual health insurance plan including: 

Quitline Tobacco Cessation Program

Encourage your employees to quit using tobacco with the help of Medical Mutual and a patch-based nicotine replacement therapy. There are no out-of-pocket costs to your company or the employee.

This is a FREE smoking cessation wellness program available to employees of COSE member companies that are on a COSE health plan through Medical Mutual. It consists of telephone counseling sessions from experienced tobacco cessation counselors, and enrollees are eligible for a supply of nicotine replacement therapy. 

Weight Management Wellness Program

Medical Mutual has partnered with Weight Watchers to create two special reimbursement incentives to lower the cost of participating in Weight Watchers programs:

At Work Wellness Program: Employees receive $50 back from their enrollment fee when they attend at least 11 meetings in a 12-week At Work series. Employees receive $75 back when they attend at least 15 meetings in a 17-week At Work series. If your workplace is interested in starting an At Work session, please call 1-800-828-9675 (Note: minimum of 15 interested employees required).

Community Meeting Wellness Program: Employees will receive $50 back from their enrollment fee when they attend at least 11 Local Meetings out of a 13-week series. Employees will receive $75 back when they attend at least 15 Local Meetings out of an 18-week series.

Online Health Assessment

The Health Assessment is a series of questions to give employees an overall picture of their well-beings. It may help an employee identify his or her risk for certain chronic diseases, such as heart disease or diabetes. The Health Assessment is protected by the highest security standards, and is only accessible to the individual employee taking it.

Disease Management & Maternity Programs

COSE offers the Medical Mutual Disease Management & Maternity Programs to help members who are pregnant or diagnosed with certain health conditions. The program offers a unique approach, providing flexible education and personalized attention that is focused on your individual needs. You receive valuable help from a trained coach who will help you control your condition and prevent complications to achieve your best overall health.