The COSE MEWA offers a variety of different plan options, including traditional copay plans and higher deductible health plans with varying deductibles and coinsurance. Below you will find a broad range of plan designs and benefit options to choose from to determine which plan is best for your business. 

Copay Plans
Copay plans give your employees fixed costs for things like office visits, prescription drugs and more.

HSA Plans
Medical Mutual’s HSA plans are qualified high-deductible health plans. Your employees can use these plans with a health savings account (HSA) to save for healthcare costs on a tax-advantaged basis.

HRA Plans
A health reimbursement arrangement (HRA) plan is IRS-approved, employer-funded and tax-advantaged. These plans reimburse employees for out-of-pocket medical expenses.

HMO Plans

Medical Mutual offers HMO plan options to deliver quality care at a lower cost by utilizing key providers and health systems in certain counties throughout Ohio

Dental Plans
Our dental plans use DenteMax, an extensive, national network that gives your employees access to general practitioners, orthodontists and more.

Vision Plans
Your employees get comprehensive benefits, like eye exams, eyeglass lenses, frames and contact lenses, through the national VSP network.

Life Insurance options
Give your employees peace of mind with life and disability benefits. As a COSE member, you have two excellent options with group-sponsored benefits and voluntary benefits.

MedMutual ExtendTM Indemnity Plans
This new indemnity insurance benefit provides employers the opportunity to expand their voluntary employee benefit options by making additional hospital, accident and critical illness coverage available. 

Employer Group Enrollment Application and Participation Agreement

Medical Highlight Sheets

Effective 1/1/2019
2020-1000 w/Rx
2520-250 w/Rx
2520-500 w/Rx
3020-1500 w/Rx
2520-2000 w/Rx
3020-3000 w/Rx
30-5000 w/Rx
25-1000 w/Rx
25-2000 w/Rx
25-3000 w/Rx
HSA 2000 w/MMRx Agg (Single)
HSA 2000 w/MMRx Agg (Family)
HSA 3000 w/PD Rx
HSA 4000 w/PD Rx
HSA 5000 w/PD Rx
HSA 6550 w/MMRx
HRA 25-1000 w/Rx
HRA 25-2000 w/Rx
HRA 25-3000 w/Rx
CLE CARE 2020-1000
CLE CARE 2520-250
CLE CARE 2520-2000
MedFlex 2020-1000
MedFlex 2520-250
MedFlex 2520-2000
MedFlex HSA 5000 

Dental Highlight Sheets

Plans Effective January 1, 2018

Vision Highlight Sheet

Effective July 1, 2017

COSE Life Insurance Brochure


General FSA Overview